This course is tailored for staff of credit, investment, and non-performing loan departments seeking to excel in credit risk management. Participants will demonstrate proficiency in identifying and explaining credit risk in banks, including its sources, measurement, and appraisal processes, through guided instruction and real-world case studies. By engaging with structured modules, learners will apply the 10 BIS 2005 principles, define credit appraisal techniques, and evaluate loan pricing and Funds Transfer Pricing (FTP) in practical scenarios. Upon completion, participants will analyze regulatory capital issues, such as Basel III impacts, and discuss case studies to reinforce key takeaways. The course equips learners to make informed credit decisions, enhancing bank profitability and risk management under industry-standard conditions.