This certificate is designed to provide the following: • Comprehensive knowledge and practical skills in managing credit risk and other associated risks within small and medium-sized enterprises (SMEs). • The certificate aims to equip participants with the ability to identify, assess, and mitigate various financial risks, thereby enhancing their decisionmaking and strategic planning capabilities. • This certificate aims to enhance participants’ capabilities to identify, measure, and mitigate various types of risks that SMEs face, ensuring robust credit risk management practices. • Also, the certificate focuses on contemporary issues such as sustainability, ESG, climate change risks, and compliance with international regulatory standards, enabling professionals to manage SME portfolios effectively in a dynamic and complex financial environment. • Additionally, it seeks to foster an understanding of regulatory frameworks, financial instruments, and risk management techniques specific to SMEs.