Course Objectives

During this course, participants will learn the concept of risk management, its function & types and processes in the banking environment.  Participants will learn the relationship between business strategy and risk and the various tools and techniques that banks use for assessing and managing/mitigating risk.

Who is the course for?

This course is aimed primarily at those working in a commercial/wholesale banking environment where risk assessment and credit approval is based on objective and subjective analysis and experience. However, much of the material is sufficiently generic to be relevant to retail/consumer/SME banking businesses as well.

Duration

8 Hours

Content

• • Stress testing
  • The definition of risk in the context of banking
  • Risk modeling, model risk, and data quality issues
  • Key risk measures and the benefits and issues associated with their use
  • The main risk types and how they influence the risk management framework
  • Key risk concepts such as risk capacity, risk appetite, risk tolerance, and risk exposure
  • The difference between “originate-to-hold” and “proactive” approaches to managing risk
  • The stages in the risk decisioning process and how such decisions can impact risk exposure
  • The various tools and techniques that banks use for assessing and managing/mitigating risk
  • Risk reporting, from the perspective of both internal reports and external/regulatory reports
  • The relationship between business strategy and risk and the importance of aligning risk appetite with strategy
  • The main criteria for successful risk management and the difference between top-down and bottom-up risk management

*The e-learning program is non-refundable once an account is created.